Your Life's HQ
ZephyrHQ knows you and shows up for you in every moment of your life, from a checkout to a life change, even the ones you didn't see coming.
The Chrome extension and the iOS app are on the way.
Where you're already browsing.
You go about your life. At checkout, in the moment, the right signal appears — then it gets out of the way.
The HQ in your pocket.
Your trips, purchases, bills, and the picture they add up to — with a nudge only when something needs you.
It starts in your inbox
You don't have time to read every email — so ZephyrHQ reads them for you, and tells you which ones actually need you.
A trip starting, a purchase to protect, a bill worth a second look — they surface where you can act on them. Everything else gets filed.
Not inbox zero. Inbox liberation.
So you can live in the moment.
United confirmation
Added to your Tokyo trip
Sony headphones receipt
Protection active · return closes Jun 18
Water bill
4× last month — worth a look
Save-the-date — Jordan & Morgan
Event created · Sep 19
Aetna explanation of benefits
Filed to your records
47 other emails — filed. Nothing for you to do.
Looks like you've got a Booking.com code in your inbox.
GETAWAY15 — 15% off. Want me to apply it at checkout?
Appears in your browser · Chrome extension
Before you spend. Before the trip. Before the deadline — and after, for the things you'd never have caught.
The discount code sitting unused in your inbox. The card benefit you've never claimed.
The moment you're about to buy, ZephyrHQ surfaces both — the code to apply, the card to use. Nothing to dig up.
One signal. The right one. Then silence.
Your flight
SFO
NRT
Oct 12 — Oct 22 · 1 traveler
$1,184.60
Continue to paymentGETAWAY15 · 15% off
From your inboxThe code from your inbox, dropped into your booking.
Chase Sapphire Reserve
Pay with this card to add trip cancellation coverage.
Confirm benefit in your card's guide
ZEPHYRHQ
now
A United confirmation just landed in your inbox.
Looks like a trip starting. Want me to gather what applies?
Arrives on your phone · push notification
Started from your inbox · just now
Trip
Tokyo · Oct 12–22
Flight · SFO → NRT
United UA837 · confirmation added
Passport
Expires in 4 months — Japan requires 6
Trip cancellation · Sapphire Reserve
Up to $10,000 — book on this card
Verizon TravelPass
$10/day in Japan — already on your plan
$100 Resy credit
Amex Platinum — expires Dec 31
Hotel · Shinjuku
Confirmation merged into this trip
Trip notes
"Splitting the hotel with Casey"
A flight confirmation lands in your inbox, and a trip takes shape. A save-the-date arrives, and so does an event. ZephyrHQ gathers what applies — from the coverage on your cards to the passport that's about to expire — before you've forwarded a thing.
It catches the moment when it can. You can start one yourself anytime.
Before the trip, not after the layover.
ZEPHYRHQ
now
A receipt from Sony just landed in your inbox.
Want me to track what's protected?
Arrives on your phone · push notification
Most receipts get opened once and never again. ZephyrHQ reads them as they land — so the protection that came with the purchase doesn't expire unnoticed.
The return window. The warranty. The price you can still claim back.
Started from your inbox · receipt
Purchase
Sony WH-1000XM5
Purchase protection
On the card you used
Return window
Closes Jun 18 — 4 days left
Extended warranty
On the card you used
Price-drop watch
Watching for changes
Receipt
Saved from your inbox · Jun 4
ZEPHYRHQ
now
Your water bill came in higher than usual.
Want me to take a look?
Arrives on your phone · push notification
From your inbox · this month
Bills & renewals
Worth a look
Water bill
$182 this month — 4× your average
Netflix
Renews Jun 12 · price went up
Geico auto
Renews Jan 2027
App Store subscriptions
4 tracked · all steady
PG&E
Autopay went through · steady
A bill comes in higher than usual. A subscription renews at a new price. A policy comes due. None of them announce themselves — they just hit your account. ZephyrHQ catches them in your inbox and flags them while you can still act.
The bill that doubled. The auto-pay that didn't go through.
Card benefits, trips, purchases, and the bills worth watching — from day one. And every one of them adds up to something bigger.
Your life
Gmail · connectedPassport
Valid through Aug 2027
Aetna PPO
Spouse Casey · dependent Sam
Synced from your inbox
Geico auto policy
Riley · Casey · renews Jan 2027
Synced from your inbox
Driver's license
Renews Mar 2028
Renters insurance
Lemonade · renews Nov 2026
Synced from your inbox
More coming as you add
The bigger picture
Your cards know what you buy. Your insurance knows what you own. None of them know you.
ZephyrHQ does. Everything it reads, every moment it catches, builds one living picture: everything you have, and the people connected to it.
When life's biggest things happen, the people who depend on you have what they need too — because organizing your life for yourself organizes it for them.
ZephyrHQ does not run on ads. When we surface a benefit, it's because it applies to you — not because someone paid us to. When something is sponsored, we'll say so, clearly.
We work for you. Not for anyone else.
Subscription model
We charge a flat subscription. We have no financial incentive to surface one benefit over another.
Sponsored content disclosure
When something is sponsored, it's labeled — before you engage with it, not after.
Your data is yours
We don't sell your data, share it with advertisers, or use it to sell you something.
Security
You're trusting ZephyrHQ with your inbox and the picture of your life. We'd rather prove we're on top of it than ask you to take our word.
Every week, an automated audit sweeps everything that's live for customers. Whatever it finds, we fix — then we publish what's still open, right here.
0
Open security issues
Across everything live for customers
Updated weekly
The count covers products live for customers. Features still in development are audited too — they just aren't posted here until they ship.
Your Life's HQ
Card benefits, trips, purchases, and the bills worth watching — today. More moments as we grow.